After discovering which states accept out of state applicants I next compared the features of the different features.

Here are some of the features their program compares and I have listed in Green what I feel is a good standard amount (or the best amount I could find).  Things highlighted in BLUE writing are things that are better than average...

Is the account FDIC Insured... yes $250,000
Initial Minimum Contribution... $25
Annual Fee... $11.25 quarterly with electronic bank statements ($45 annually) (California is $37 and Pennsylvania is $42)
Required minimum yearly contribution...$25 (Massachusetts is $0, Ohio is $1)
Fees or restrictions on disbursements...No
Roll over to another Able Acct...yes and $0
Debit Card Cost....$0 if balance is over $250 (Nebraska had $0 with no min balance)


As I started eliminating states, I highlighted them in RED and listed in RED why I eliminated them.  Things highlighted in BLUE writing are things that are better than average.

Alaska
Arkansas
California (Monthly fee for debit Card)
Colorado
Delaware
District of Columbia
Illinois
Iowa
Kansas
Maryland ($50 to roll over, $1.25 monthly debit card fee)
Massachusetts (Not FDIC Insured) No annual fee and no initial minimum, no yearly min contrib.
Michigan (Financial advisor sold plan and fees to disbursements) no yearly min to contrib
Minnesota
Mississippi
Montana
Nebraska ($50 initial minimum deposit).  No debit card fee with no $250 min balance
Nevada
New Jersey
North Carolina
Ohio (loadable prepaid debit,  $50 initial minimum deposit)  $1 annual minimum deposit
Oregon (I am not comparing because I don't which of their 2 programs to look at)
Pennsylvania Yearly fee is $42 per year instead of $45
Rhode Island
Virginia (I am not comparing because I don't which of their 2 programs to look at)